Walk in tubs can be an addition to the homes of individuals providing safety and accessibility in the bathroom. Many seniors are curious about whether Medicare covers the cost of these tubs.
In this article we will explore the options. Address questions about walk in tubs for seniors and Medicare.
Medicare, the health insurance program primarily designed for seniors generally does not cover the cost of walk in tubs or other home modifications. However there are exceptions. If a healthcare provider deems a walk in tub medically necessary and prescribes it Medicare Part B might cover a portion of the cost as equipment (DME).
Although finding zero cost walk in tubs may be uncommon there are strategies and resources to help reduce out of pocket expenses for seniors;
Medicare Advantage Plans; Consider enrolling in a Medicare Advantage (Part C) plan. Some of these plans offer benefits, like home modifications or bathroom safety equipment that may include walk in tubs.
Medicaid Assistance; Explore Medicaid assistance programs that could potentially provide coverage or financial assistance for acquiring a walk in bathtub.
Depending on your income and where you live Medicaid might cover home modifications, such, as walk in tubs as part of a program called Home and Community Based Services (HCBS) waiver.
If you’re a veteran the Veterans Affairs (VA) offers benefits through their Home Improvements and Structural Alterations (HISA) program that can assist with home modifications like walk in tubs.
There are organizations and charities that provide aid or grants to seniors who require home modifications. It’s worth researching national organizations that could offer support.
You can also consider exploring alternative financing options or low interest loans specifically tailored for home modifications. This can make installing a walk in tub
In summary while finding $0 walk in tubs through Medicare may not be common there are avenues to explore in order to reduce the financial burden of obtaining one for elderly individuals. It is important to consult with your healthcare provider, Medicare or other relevant programs to determine if you qualify for assistance based on necessity. Additionally looking into sources of funding and assistance programs can help make your home safer and more accessible, during your years.